Business & Finance

While some Americans with unemployment and rising debt, the richest among us struggling to grow. The world, there was an increase in people getting some of these luxury goods, and chances are that we have someone flash one of them looked around the city. While still rare, it is these credit cards as well as a prestigious luxury in the past? And what kind of services do not benefit cardholders?
The American Express Centurion
American Express led the “Black Card” in 1999. It looks like a relatively short time on the market, since, as the Centurion is now ubiquitous, and this is probably due to the fact that rumors of the card back to the 1980s. This card is without doubt the most internationally known characters luxury, prestige and exclusivity. The Centurion success is based not only on its characteristic black appearance, but its construction as well. American Express began the practice of entering credit card information exclusively to something other than plastic, and it began with the Centurion (which is made of titanium). The map appears relatively “cool” yet, but if you have the chance to create your own “Black Card” dead want you to have to wait maybe a little: they are offered by invitation only (AMERICAN EXPRESS current passing through at least $ 250,000 per year ). This is a payment card so that the balance must be paid in full, and no interest will be assessed. However, the annual fee is $ 2,500 (plus an initial setup fee of $ 5,000) is. And what benefits they offer? Those pretty impressive as a personal 24-hour concierge, amazing travel benefits, such as premiums, discount travel, airline tickets and updates and company tickets, admission to airport lounges, a personal shopper, and the possibility in selected programs, etc . be included as long as this card to own expensive, the benefits are impressive, and nothing says luxury credit card as a Centurion.
The American Express Platinum Card
Prior to American Express Centurion credit card, the most exclusive in the market was the Platinum Card. This prestigious card has a right to more reasonable ($ 450), the Centurion, but tend to be similar in comparison to other options in this list. And as people know, recognize it immediately, the prestige inherent in owning this card works, it does not scream “luxury” and is made of plastic, like most credit cards. One of the best kept secrets is that the benefits are virtually identical to those offered by the Centurion Card. With the Platinum Card, you receive 24 hours of personal concierge service, enrolled in the rewards program American Express (more than 25,000 additional points in the first year), the rewards of travel, companion ticket, airport lounges, a $ 200 credit, Flight and global input (this allows the U.S. Customs skip lines). You can see how this credit card paid off when you are available for all your purchases. Ultimately, this card is the card of the most exclusive luxury credit on the block, but you get many rewards for a reasonable price.
Visa Black Card
Visa black is often confusing for people who confuse this with the Centurion Card from American Express. Visa is made black by Barclay, and not to come on the market until 2008. This card, which is often confused with Centurion, capitalizing on some other unique features of Centurion. While Centurion is made of titanium, the Visa card of black carbonaceous material is made patent pending, which makes this card very easy to light up wherever you go. This card is not only for invited guests, such as Centurion, but it is used only by an exclusive 1% of the population. The specifications are similar to the Platinum Card: The annual subscription costs $ 495 per year, and Black Card Visa cardholders usually charge thousands of dollars to their credit cards every year. With this card you will receive a cash (can be bought additional visitors for the first two) percent return per year (unlimited), a 24-hour concierge service, complimentary airport lounge, two visits per year Free companion bills, updates airlines, the access to other exclusive discounts, promotions and special offers. Finally, it should be noted that the black Visa card anywhere Visa is the logo, so everyone will be accepted with some additional spending power of this card.
The Chase card palladium
Map of JP Morgan Chase palladium could be worthy of luxury elite. Although there has been only since the summer of 2011, more than half of the billionaires in the world are already using the palladium Chase. Part of what contributes to the prestige of this credit card is that it has an estimated value of $ 1,000 devices used to do (for each) is. It is possible, because it is made of palladium, and includes an engraved 23 carat gold on your behalf. The card is also good for international transactions, as any “Chip & PIN” technology is understood. So how do I get one of these exclusive credit cards? The fact that significant investments (in millions and billions of dollars “) with JP Morgan Chase. But what you get in return is impressive advantages such as 24-hour concierge, an ultimate reward program (with a rate of 1-2% rewards, and a exclusive bonus worth 35,000 points if you spend more than $ 100,000 per year). It will also give you travel rewards, like airline tickets, travel insurance, free updates, access to airport lounges, etc. All this makes the palladium Chase Credit Card incredibly renowned solidifies his place in the credit card luxury Hall of Fame.